Promotion applies to select homes with 3% seller credit. Programs are all FHA/VA. FHA 2/1 Buydown 3.75 yr 1 4.75 yr 2, yr 3-30 5.75 with APR of 6.347 based on rates from 2/4/2026. 5/1 FHA/VA ARM 1 4.625% with APR of 6.347. FHA/VA 30yr fixed rate 4.999% based on rates from 2/4/2026. Closing costs covered which include FHA/VA transfer. For well qualified borrowers with minimum 640 credit score and maximum debt ratio of 50%. Pricing subject to change with market conditions. Rates and programs available only through AMSW lending. Loan must close and fund within 30 days of contracting. Promotion subject to change at any time and only available on select homes. Rates and programs available only through 3/31/2026.