At Lillian Homes, we believe that finding your dream home should come with peace of mind and financial flexibility. That’s why, for a limited time, we’re offering our exclusive “Plant Your Roots” spring sales event—featuring a 3-2-1 buydown that starts your mortgage at just 2.99% in the first year.
For a limited time, we’re offering a special financing opportunity: a 3-2-1 buydown that allows you to start with a reduced interest rate of just 2.99% in your first year.
For a limited time, we’re offering a special financing opportunity: a 3-2-1 buydown that allows you to start with a reduced interest rate of just 2.99% in your first year. Here’s how it works:
Year 1: Your mortgage interest rate will be reduced by 3 percentage points, bringing it down to 2.99%. This means significantly lower monthly payments during your first year of homeownership.
Year 2: The rate increases by 1 percentage point to 3.99%, still below the standard fixed rate, allowing continued savings.
Year 3: The rate adjusts to 4.99%, providing a gradual transition to your regular mortgage rate.
Year 4 and Beyond: Your mortgage will revert to the original fixed rate established at the time of purchase.
A 3-2-1 buydown is a financing arrangement that temporarily reduces your mortgage interest rate for the first three years. The rate increases incrementally each year until it reaches the original fixed rate, where it remains for the duration of the loan. This strategy can make your initial years of homeownership more affordable and manageable.
If you choose to refinance or sell your home during the buydown period, any unused buydown funds are not lost. Instead, these remaining funds are typically applied directly to reduce your loan’s principal balance at the time of payoff.
This means you still benefit from the unused portion of the buydown, effectively lowering your overall loan amount.
Rates, promotions, and offers are subject to change without notice and are dependent on market conditions, lender approval, and eligibility. The advertised interest rate is part of a Buydown program and may vary based on loan terms, credit qualifications, and availability. Not all buyers will qualify for the promotional rate.
This promotion applies only to select Move-In Ready Homes and requires the use of a preferred lender. Additional terms, conditions, and restrictions may apply.
For the latest and most accurate information, please contact Lillian Homes directly. Emails sent prior to this notice may contain outdated promotional rates or terms. Always confirm current offers with a Lillian Homes representative.
Lillian Homes reserves the right to make any changes or discontinue any program, campaign, or incentive without notice or obligation. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change at any time without notice. Renderings, drawings, pictures, photographs, videos, square footage, floor plans, elevations, features, colors, and sizes are approximate for illustration purposes only and will vary from the built homes. Home prices refer to the base price of the house and do not include options or premiums unless otherwise indicated for a specific home. Incentives and seller contributions may require the use of certain lenders or title companies, some of which may be associated with Lillian Homes. Not all people will qualify for all offers. Promotional offers are typically limited to specific homes and communities and are subject to terms and conditions. Please visit a Lillian Homes sales consultant for additional information, disclosures, and disclaimers. All Images are for representational purposes only, the art and furniture are not a part of the purchase price.
Lillian Homes is an Equal Housing Opportunity Builder
